Flexible Financing for Premium Outdoor Living
Backyard Supply Direct products are designed to last decades. Our financing options make it easier to invest in quality now rather than settling for less.
Shop Pay Installments
The fastest, easiest way to finance your purchase. Shop Pay Installments is available directly at checkout on qualifying orders — no separate application, no branch visit, no waiting.
- 0% APR available on qualifying orders
- Split into 4 interest-free payments (bi-weekly) or monthly installments up to 24 months
- Soft credit check — no impact to your credit score to check your rate
- Available on orders from $50 to $30,000
- Instant decision at checkout
When you reach checkout, select Shop Pay as your payment method and choose your installment plan. You'll see your exact payment amount and schedule before you commit.
Estimated Monthly Payments
| Order Total | 12-Month Est. | 18-Month Est. | 24-Month Est. |
|---|---|---|---|
| $2,500 | ~$208/mo | ~$139/mo | ~$104/mo |
| $5,000 | ~$417/mo | ~$278/mo | ~$208/mo |
| $10,000 | ~$833/mo | ~$556/mo | ~$417/mo |
| $15,000 | ~$1,250/mo | ~$833/mo | ~$625/mo |
| $20,000 | ~$1,667/mo | ~$1,111/mo | ~$833/mo |
*Estimates based on 0% APR. Actual rates and terms depend on credit approval and order amount. See Shop Pay for exact terms.
Accepted Payment Methods
- All major credit cards — Visa, Mastercard, American Express, Discover
- Shop Pay (with installment options)
- Apple Pay & Google Pay
- PayPal
Have Questions?
Our team is available Monday–Friday, 9am–5pm EST to walk you through financing options for your specific order.
Call us: 1-732-320-9269
Email: support@backyardsupplydirect.com